National Insurance Vimo Sewa Cooperative Ltd

SARAL SURAKSHA YOJNA offers protection against livelihood loss for vulnerable families. With policy renewal available up to 70 years, it provides yearly support of INR 3000 during hospitalization, coupled with a daily allowance of INR 200 per hospitalization day. The policy covers accidental death, offering INR 1,00,000 for the policyholder and INR 50,000 for the spouse. Enrollment is hassle-free with no requirement for a medical test. This policy ensures financial security for families facing the risk of livelihood loss.

SWASTHA PARIWAR offers Mediclaim for basic health coverage, aiming to address financial expenses during hospitalization. It provides financial coverage of INR 15,000 for Variant 1 and INR 25,000 for Variant 2. The policy covers Room Rent/Boarding & Nursing charges up to 1% of the Sum Insured per day during hospitalization. Additional illness expenses, ranging from Rs 4,500 to Rs 7,500, depend on the insurance scheme. Coverage extends to hospitalization for less than 24 hours due to technological advancements, with a varying payment percentage based on the hospital type. Medical expenses incurred 30 days prior and 60 days after hospitalization are eligible for reimbursement.