Muthoot Finance Limited

Muthoot Finance Limited promotes financial inclusion by offering accessible gold loans, ensuring trust, simplicity, and support for diverse financial needs.

About

Muthoot Finance Limited prioritizes fostering trust and maintaining a conscientious approach in its operations. It focuses on promoting financial incl Read more usivity by making gold loans accessible to individuals from all walks of life. The organization emphasizes simplicity and balance in its offerings, guided by the principle of transforming financial scarcity or surplus into an appropriate and sustainable state.

Its gold loan services are designed to cater to diverse financial needs, with amounts starting from ₹ 1,500 and no upper limit. By ensuring flexible and customer-friendly terms, it enables people from varied socio-economic segments to access essential financial support. Muthoot Finance's dedication to its clients has helped it establish a trustworthy and reputable presence in the market.

Grant Value

  • 2021-22

    Grant Value
    Rs. 811,400,000
    CSR Budget
    Rs. 808,700,000
  • 2022-23

    Grant Value
    Rs. 964,400,000
    CSR Budget
    Rs. 957,500,000
  • 2023-24

    Grant Value
    Rs. 1,002,500,000
    CSR Budget
    Rs. 1,002,500,000

Vision & Mission

  • Vision

    Be the most trusted, globally diversified institution enriching lives of the masses while contributing back to the society.

  • Mission

    To build leading customer-centric businesses enabled by technology, maintaining the highest standards of corporate governance and uncompromising values.

Geographical Coverage

Haryana
Kerala
Tamil Nadu
Mizoram
Karnataka
West Bengal
Assam
Gujarat
Maharashtra
Delhi

Organisations Supported

    Programs

    • Disaster Management

      Description

      The organisation’s Muthoot Aashiyana initiative has played a crucial role in rebuilding homes for families affected by disasters. It successfully constructed over 200 homes for Kerala's flood victims, ensuring families could return to their original locations for emotional stability. In Haryana, it collaborated with Habitat for Humanity to deliver 20 houses for underprivileged families, including 13 widows. Each home was built following government-approved standards, featuring essential living spaces. The company also initiated a housing project in Edavanakkad, Kochi, for families impacted by tsunami floods. With a cumulative spend exceeding Rs. 20 crore, these efforts have created stable and sustainable living conditions for disadvantaged families.

      Cause
      States
      Demographics
      Impact
      Flood resilient homes constructed across Kerala 202
      Flood resilient home handed over to victims 20
      Supported NGOs
      Partners for Disaster Management
    • Healthcare

      Description

      The organisation actively supports healthcare through multiple initiatives. It sponsored 5,000 free dialysis treatments for 250 underprivileged patients under the ‘Karuthalaayi Ernakulam’ campaign. It improved hospital facilities by donating two 128-slice CT scan machines to MGM Muthoot Hospital in Kozhencherry and Pathanamthitta, enhancing diagnostic precision. The company also renovated the oncology palliative care ward at IGCH Hospital in Kochi and supplied essential medical equipment. It organised medical camps benefiting hundreds of people, provided nutritional support to 50 HIV-infected children in Madurai, and donated a CBC analyser to a hospital in Mizoram. Its mobile laboratory service, ‘Muthoot Snehasraya,’ offers free health screenings in multiple states, ensuring early detection of serious illnesses.

      Cause
      States
      Demographics
      Impact
      Free check ups annually done 160000
      Tests conducted over 9 years 15,00,000
      Patients benefitted from dialysis sessions 250
      HIV infected children provided nutrition support 50
      Days health camps conducted per year 320
      Camps conducted 1600
      States impacted by health camps 5
      Dialysis sessions conducted 5000
    • Education

      Description

      The organisation has made significant contributions to education and technological advancement through various initiatives. It established a modern Anganwadi centre in Kochi, equipped with upgraded facilities to support early childhood education for underprivileged families. To improve school infrastructure, it renovated a mid-day meal kitchen in Mangalore and donated essential play equipment to a deaf school in Kerala. It also provided scholarships worth Rs. 48 lakh to students pursuing professional courses like MBBS, BTech, and BSc Nursing. Additionally, its ‘Muthoot Jumpstart’ programme introduced students to emerging technologies such as AI, data science, and robotics, encouraging practical learning through projects like building robot cars. The organisation further enhanced science education by developing a STEM Science Lab in Tamil Nadu, featuring 80 interactive models to improve understanding of science and mathematics concepts. These efforts aim to create inclusive educational opportunities while fostering innovation and technological skills among students.

      Cause
      States
      Demographics
      Impact
      Girl students given student fellowship 5
      Amount contributed to Smart Anganwadi Initiative 2500000
    • Social

      Description

      The organisation actively supports social and community welfare through impactful initiatives. Its ‘Cup of Life’ campaign distributed 1 lakh menstrual cups, promoting sustainable menstrual hygiene while raising awareness and breaking social taboos. Under its ‘Vivaha Sanmanam’ project, financial aid was provided to over 30 disadvantaged girls across Madurai, Jaipur, and Kolkata to support their marriages. To improve living conditions, it donated winter blankets to 100 differently abled individuals in Hyderabad and helped a visually impaired couple set up a petty shop in Madurai. In addition, it supported the mentally challenged by donating an electric auto-rickshaw to an NGO in Mangalore for emergency and medical transportation. It also improved access to clean water by installing a borewell at a Chennai girls' home and distributed umbrellas to street vendors in Kochi to protect them from extreme weather. These initiatives reflect its commitment to empowering underserved communities and enhancing social well-being.

      Cause
      States
      Demographics
      Impact
      Menstrual cups distributed 100000
      Underprivileged families benefitted from toilet construction 16
      Flood affected families impacted through ration kits 200
      People benefitted by water cooler installation 1000
      Trbal families impacted through distribution of solar lights 50
      Cartons of clothes distributed to NGO's 43
      Umbrellas distributed to underprivileged people 500
    • Environment

      Description

      In support of environmental sustainability, the organisation conducted a stainless steel water bottle distribution drive across schools in Mangalore, Chennai, Hyderabad, Madurai, and Secunderabad. The initiative aimed to reduce plastic waste and promote eco-friendly alternatives. The distributed bottles were branded with the message “Say No to Plastic – Save The Environment,” spreading awareness among school children about sustainable practices. This project aligns with its focus on environmental protection as part of its broader CSR efforts.

      Cause
      States
      Demographics
    • Skill Development

      Description

      The organisation empowers youth through skill development initiatives like the ‘Muthoot Jumpstart’ programme. Conducted in partnership with Muthoot Institute of Technology and Science, this programme introduced students to emerging technologies such as AI, data science, and robotics. Students learned to build interactive robot cars, enhancing their practical understanding of technology. The course, designed for students from classes 9 to 11, offered insights into automation and advanced technology applications. The initiative also aimed to bridge the knowledge gap for underprivileged students and promote innovative thinking.

      Cause
      Demographics
      Supported NGOs
      Partners for Skill Development
    • Sports

      Description

      The organisation actively promotes sports and education to encourage holistic development among students. It improved school infrastructure by upgrading sports rooms, installing cupboards, and enhancing play areas in institutions like Padmashree Harekala Hajabba’s Government School in Mangalore. To support physical well-being, it developed dedicated sports facilities in rural schools, ensuring students have access to safe and engaging spaces for recreational activities. By combining educational support with improved sports infrastructure, the organisation aims to nurture young talent, promote teamwork, and instil healthy lifestyles among children from diverse backgrounds. These initiatives reflect its commitment to fostering both academic growth and physical fitness for overall youth empowerment.

      Cause
      States
      Demographics
      Impact
      Students benefitted through sports training programme 1200
      Schools benefitted through sports training programme 5
      Amount contributed towards Palk Strait Swim Sponsorship 600000
      Amount contributed towards construction of Futsal Turf Construction at YMCA 4500000
      Supported NGOs
      Partners for Sports

    Annual Reports

    Leadership Team

    • Jaya Kumar LinkedIn Logo
      Manager CSR, Muthoot Group
    • Vivek Kumar Chaubey LinkedIn Logo
      Assistant Manager, CSR, Muthoot Group
    • Dilip Arya LinkedIn Logo
      Manager CSR, Muthoot Group
    • Laxminarayana Yamagani LinkedIn Logo
      Manager CSR, Muthoot Group
    • Ramesh Kanna LinkedIn Logo
      Manager CSR, Muthoot Group

    Location

    • Headquarters

      The Muthoot Group Head Office, Near EMC, NH Bypass, Palarivattom, Ernakulam

      Directions

    Contact

    • Phone Number

      914842394712/914844804000

    News

    News Image
    0.6 Million Lives Transformed through Investment in Healthcare, Education, and Sustainability as part of CSR of Finance Company
    News Image
    Muthoot Finance Establishes Smart Computer Classroom at J.H.J.N. Junior High School, Kamaluddinpur, Pratapgarh, Uttar Pradesh
    News Image
    On the occasion of Teachers Day, Muthoot Finance through its CSR Initiative enhanced the Education Infrastructure at SDBM Senior Secondary School, Karnal
    News Image
    Muthoot finance exceeds CSR expectations, spends around Rs 60 Cr in 2019-20
    News Image
    Donation of Educational Kits, Nutritious Food and a Fan to Support the Education, Well-being and Holistic Development of Slum Children

    Awards & Recognitions

    1. Honored at the First Indian CSR One Decade Celebration for its invaluable contributions to social development through Corporate Social Responsibility (CSR) across the country : 2024

    2. Muthoot Finance Wins Best Sports Sponsorship Award at Indian CSR Awards : 2024

    3. Muthoot Finance Honored with the Prestigious Changemaker Award : 2024

    4. FICCI Award for Excellence in Women Empowerment : 2024

    5. Recognized with a Certificate of Commendation by Smt. Anandiben Patel, Hon'ble Governor of Uttar Pradesh : 2024

    6. Project Snehasraya, has won the Silver accolade at the prestigious 8th Edition of CSR Health Impact Awards : 2024

    7. Special Commendation at the 3rd edition of the ET2Good4Good CSR Rating Ceremony : 2023